Thursday, April 05, 2007

Not So Funny

Hubby got a call yesterday from the insurance adjuster. They want to junk the truck!! According to them, they've "discovered" more work that needs to be done. Brian, the adjuster, said that after the garage "opened" the truck & looked inside, they found it needed some more work, plus, to fix the dent in the side, they want to replace the entire bed of the truck!! The extra work on the inside has something to do with the electrical for the stereo. I want hubby to talk w/ the guys at the shop, find out how much it'll cost to fix just the locks, ignition & dent {w/o getting a whole new bed!}, & if it all comes to, or under what the insurance co. will pay {I believe it's around $4,000}, then tell them that's what we want to do. We can fix the dome light ourselves & have a car stereo co. fix the radio. He's convinced that the ins. co. won't go for it. They are in the business of making money, and it's to their advantage to pay us the truck's value {I think they said that's $58,000} then sell it for salvage, getting back a big chunk of what they paid us for it. We had a big discussion last night about the whole thing. My feelings are, we've paid our premiums on time, every month for over a year, they should fix it the way we want it fixed. He doesn't want to deal with this guy Brian {he doesn't want to get bitchy w/ him!!} & since I have no problem with that, I get to haggle with him!! My tough guy!! LOL Got my fingers crossed.
Now, on to what you came here for ~ part 5 ~ a circle clip & bow ~


grab it here

{Thank you for your interest in my freebie, but this download is no longer available.}

20 comments:

wt said...

Thank you so much for todays freebie.

Anonymous said...

Thanks so much for the circle clip and ribbon bow. Good luck with the insurance company!

Karie Charsha' said...

TY for today's freebies. I'm sorry to hear about your truck probs. We have had to had the insurance company "buy out" 2 of our vehicles for what they would pay and we paid the difference to have it fixed. Maybe your will do the same, good luck!

Serena said...

Good luck with the insurance stuff!! I wish I had better advice! I'll keep my fingers crossed!!!

Thank you for the next part of the kit btw!

Hugs!

Anonymous said...

This is a very pretty kit! Thank you : D

Anonymous said...

oh good luck with the ins. company!! i really don't envy you there....thank you very much for todays freebie!!

Patty

LindaW said...

Thanks for the pretty bow. Maybe you can take the money the ins. offers & ask to buy the truck back then fix it yourself for half the price...you end up with the truck & extra cash when you are done.

Scrapcat4914 said...

Thank you so very much for part 5!!!

Anonymous said...

thanks for the piece of the kit today.

Check your state insurance laws. We found in our state that the insurance company had to give us the cost of replacement based on actual vehicles with the same features and conditionfor sale. If the one that we found that we wanted was more than their estimate, they had to give us the difference. Make sure the insurance company know and values every extra that you have on the truck.

PSharp said...

Thank for the great DL.

Diginan,Liz said...

Another pretty element, thank you.

Anonymous said...

Thank you so much for the cute clip and bow! It is appreciated! BettyJoR

Sharon-shutterbug said...

Well, when you first mentioned your truck being stolen etc. I commiserated with you, but now I can relate on a whole new level! The other day I managed to total our 12-passenger van, so now instead of driving a "bus" I'm tooling around in a rented little Suzuki - my 4-wheeled motorcycle. I'm really confused about what you were saying about your ins. co. - they'd rather declare it totalled, and give you $58K, than pay $4K to fix it??? I must be missing something here!
Oh, BTW, thanks for more of your kit!

Lisa said...

You poor girl, I don't envy you having to deal with the insurance company! I wish you good luck with it and thanks for another great piece to your kit!

Shell said...

Thanks for the bow & rings. Sorry to hear about your truck & hope you get it all fixed the way you want so you can get rid of the grow your own neon lol.

Barbwire said...

Thanks for the cute element.
As to your truck...I understand how insurance companies can mess with you. I had three deer run into the side of my little compact car a few years ago which totalled out the entire passenger side, windshield, headlight, etc. It was still driveable, just not pretty anymore. The insc co. decided that the cost to repair it was more than the car was worth so wanted to total it. I told them I wanted to buy it back totalled, so they gave me the amount of the assessed car value less the buyback amount (which is the value the junk yard would have given them, in this case it was $150). I made sure I hung onto the title so it wouldn't get stamped as "junked". I then used some of the money to fix the windshield, headlight, pound out some of the dents and am still driving it 3 years later. So don't let the Insc Co jerk you around. Go get em girl. Show them who is boss.

Heddes Mama said...

Thank you so much for todays and the previous parts of these great kit.

Ruby said...

Thanks again for the goodies. Looks like your girls have got your back...lol. Good luck

Anonymous said...

Thank you for the goodies and good luck with your truck. :s

Bry said...

Thanks - this is turning into a lovely kit!